Services Provided

• Comprehensive Financial Planning– By identifying the financial strengths and weaknesses of individuals/families/businesses, we can provide sound advice and implement strategies to improve our clients overall position and finances.
• Wealth Management - We utilize many strategies and products to create a truly diverse portfolio best suited for our given clients with tax efficiency, gains, appreciation, and the minimalist of fees in mind.
• Estate Planning – By understanding a client’s needs we are able to minimize or possibly eliminate estate tax issues; understanding what the family needs are; wealth transfer to heirs; avoiding probate; addressing living trusts.
• Education Planning – We have helped many clients in implementing plans for their children’s educational funding needs and when they enter college.
• Taxes – Although we are not CPA’s and enrolled agents, and do not provide *tax advice, we provide tax planning strategies to minimize both federal and state taxes all geared to a client’s given situation. ( *Please seek tax advice with your CPA or enrolled agent)
• Insurance - We provide a large and wide variety of insurance products from Workers Compensation, life, disability, annuities, health, long-term care, auto, home owners, general liability, commercial, business and personal insurance, malpractice--All insurance can be provided on a personal or group basis.
• Retirement Planning – We can provide an analysis of your retirement status, and outlay a plan to accomplish this most important goal, to give you that peace of mind that you are doing the best for yourself and your family.
• Business Planning – We tend to discover that many business owners do not truly capitalize their businesses to their advantage. Being business owners ourselves we fully appreciate and understand your position and what you go through. We uncover the untapped ‘gems’ of your business. You will find that we utilize many techniques and strategies to fully maximize your business and make use of all advantages it has to offer so you can be more profitable.
• 401(k) – 412, Employer and Employee Benefits

Alternative Investments: Private Placement Investments

Many of our investors are concerned of stock market volatility and desire a way to invest outside of these markets. We provide our clients ‘alternatives’ to investing in the stock market by giving them access to our Private Placement or Alternative Investments which are only available to Accredited Investors. By being able to provide these types of alternative investments for our investors, we are able to fully diversify portfolios to create potential cash flow and realize missed opportunities for tax savings.

“Over the past two decades, Yale [Endowment Fund, $22.3 billion in assets] reduced dramatically the Endowment’s dependence on domestic marketable securities by reallocating assets to nontraditional asset classes.”

“In 1987, nearly 80% of the Endowment was committed to U.S. stocks, bonds, and cash. Today, target allocations call for 15% in domestic marketable securities, while the diversifying assets of foreign equity, private equity, absolute return strategies, and real assets dominate the Endowment, representing 85% of the target portfolio.” ---Yale Endowment 2007 Update.

Diligent Financial Group’s objective is to provide the best investment products from the best sponsors. With the help of our broker/dealer and our team of advisors, all investments must go through a thorough due diligence process. From there we tailor fit investments to a client’s needs whether it is for tax deductions, tax efficient income/gains or deferred, we have a wide variety of investments to choose from. Additionally, Diligent Financial Group offers clients:

• Access to major Regulation D Sponsors for the widest of choices
• A focus on providing investments with solid management and stable cash flows
• A proven track record of performing offerings
• Independent due diligence performed on each investment
• Security knowing we invest in the same products we recommended to our clients

If you feel private placement investments might be right for you, contact us for a complimentary consultation. We are here to help.